All About Equity Builder Loans

Welcome to Home Alone Mortgages. We will help you find mortgage companies that specialize in equity builder loans. Mortgage companies that specialize in what is known as purchase plus renovation loans, are loans that allow you to purchase or refinance a home, remodel, renovate & upgrade it and then close it all in one step!

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The advantages to these types of loans are significant:

  • You can purchase a “Fixer-Upper” and have the funds to do the work rolled into your mortgage loan. This gives you a larger inventory to choose from and less competition when bidding on homes.

  • Certified Construction Consultants monitor the job to make sure it is completed correctly and to your satisfaction. These consultants have monitored thousands of jobs .

  • On Average, 95% of the time, the home appraises higher than the actual purchase and renovation costs, giving you instant equity! Why? The appraisal is done on the AFTER-IMPROVED value of the home!

  • Can be used to Re-Finance! Even if you don’t have existing equity or cash on hand, these loans can allow you to refinance and take advantage of the low interest rates, renovate and upgrade your home and in the end provide you with equity!

  • Investors can purchase rental or investment property for re-sale with as little as 10% down and renovate the property thereby increasing its’ value for higher resale or rent.

Low Interest Rates!

Adding An Addition On Your Home or Remodeling Your Kitchen Can Be A Better Investment Than The Stock Market!  The one place that low interest rates can help investors is real-estate. In particular your current home! This is a unique way to Refinance and upgrade your home while creating equity. In some cases, lots of equity! Rates are so low, you can redo your kitchen and baths, build equity and get a lower mortgage payment...all in one step! In-House Residential Construction Experts can even help you pick and manage your contractors.

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